Can I put closing costs in my mortgage? FHA: The only way to not pay your closing costs out of pocket would be to include a seller credit as a contingency of your offer or speak to your loan officer about a lender credit. USDA: You can roll the closing costs into your loan only if the house appraises above the purchase price.
Do I need to use a mortgage broker? Mortgage Guide Although lenders and brokers must offer advice in almost all cases, you might be able choose to reject the ad... more