Do we really need life insurance? A. You need life insurance only if anyone would be put at risk or suffer financially because of your death. There are four circumstances when insurance is typically necessary. ... Without life insurance to pay off business debts, an owner's heirs might struggle to keep a company going or be forced to sell it, Life Insurance Guide, Insurance
Which is better term life or whole life insurance? This is because the dollars you pay into term life insurance premiums are only there to provide a death benef... more