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What are disadvantages of insurance? Disadvantages of Insurance Premiums - An insurance premium is the amount a policyholder pays for coverage, typically in monthly payments. Insurers use several factors to determine your insurance premiums. ... Other things may contribute to the amount you pay that are beyond your control, like your age and gender, Life Insurance Guide, Insurance

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1	What does a life insurance policy cover?
2	How much is insurance for a 16 year old?
3	What happens when your life insurance term ends?
4	Who has the best life insurance?
5	Can I drive my parents car if Im not on their insurance?
6	Is life insurance a waste of money?
7	Does 3 points affect insurance?
8	Which is better term life or whole life insurance?
9	Why would a life insurance claim be denied?
10	How can I lower my Geico Insurance?
11	Can I cash out my life insurance?