What is the difference between subrogation and a lien?, Subrogation: A legal technique under common law by which one party steps into another's shoes. ... Most private insurers have rights of subrogation written into their contracts. Lien: A claim, encumbrance, or charge on property for payment of some debt, obligation or duty. The most obvious lien involves a mortgage., Farmers And Traders Life Insurance Company, Farmers And Traders Insurance
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