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Updated date: Tuesday, July 8, 2025 - 19:43

Insurance Regulatory Information System (IRIS) a baseline solvency screening system for the National Association of Insurance Commissioners (NAIC) and state insurance regulators established in the mid 1970s. What is Insurance Regulatory Information System (IRIS) , What does mean Insurance Regulatory Information System (IRIS) , Insurance Guide, Insurance Glossary

Related Insurance Regulatory Information System (IRIS) Articles

Credit Life Insurance Insurance Glossary

Credit Life Insurance policy assigning creditor as beneficiary for insurance on a debtor thereby remitting balance of payment to creditor upon death of debtor.... more
Fire Insurance Glossary

Fire coverage protecting the insured against the loss to real or personal property from damage caused by the peril of fire or lightning, including business inte... more
Group Annuities Deferred Non Insurance Glossary

Group Annuities Deferred Non Variable and Variable an annuity contract that provides an accumulation based on both (1) funds that accumulate based on a guara... more
Pure Premium Insurance Glossary

Pure Premium that portion of the premium equal to expected losses void of insurance company expenses, premium taxes, contingencies, or profit margin. What is... more
Losses Incurred But Not Reported (IBNR) Insurance Glossary

Losses Incurred But Not Reported (IBNR) An estimated amount set aside by the insurance company to pay claims that may have occurred, but for some reason have no... more
Medicare Cost Insurance Glossary

Medicare Cost contract with Center for Medicare and Medicaid Services (CMS) for Medicare coverage. These contracts with CMS provide reimbursement through pre de... more
Statutory Accounting Principles (SAP) Insurance Glossary

Statutory Accounting Principles (SAP) a set of accounting principles set forth by the National Association of Insurance Commissioners used to prepare statutory... more
Coinsurance Insurance Glossary

Coinsurance A clause contained in most property insurance policies to encourage policy holders to carry a reasonable amount of insurance. If the insured fails t... more
Proximate Cause Insurance Glossary

Proximate Cause event covered under insured's policy agreement. What is Proximate Cause , What does mean Proximate Cause , Insurance Guide, Insurance Glossary
Replacement Cost Insurance Glossary

Replacement Cost the cost of replacing property without a reduction for depreciation due to normal wear and tear. What is Replacement Cost , What does mean Re... more
Life Settlements Insurance Glossary

Life Settlements a contract or agreement in which a policyholder agrees to sell or transfer ownership in all or part of a life insurance policy to a third party... more
Auto Liability Insurance Glossary

Auto Liability coverage that protects against financial loss because of legal liability for motor vehicle related injuries (bodily injury and medical payments)... more
Permanent Life Insurance Insurance Glossary

Permanent Life Insurance policy that remains active for the life of the insured. What is Permanent Life Insurance , What does mean Permanent Life Insurance ,... more
Loss of Use Insurance Insurance Glossary

Loss of Use Insurance policy providing protection against loss of use due to damage or destruction of property. What is Loss of Use Insurance , What does mean... more
Protection and Indemnity (P&I) Insurance Insurance Glossary

Protection and Indemnity (P... more
Collateralized Mortgage Obligations (CMOs) Insurance Glossary

Collateralized Mortgage Obligations (CMOs) a type of mortgage backed security (MBS) with separate pools of pass through security mortgages that contain varying... more
Boiler & Machinery or Equipment Breakdown & Machinery Insurance Glossary

Boiler... more
Accident Insurance Insurance Glossary

Accident Insurance insurance for unforeseen bodily injury. What is Accident Insurance , What does mean Accident Insurance , Insurance Guide, Insurance Glossar...
Losses Incurred Insurance Glossary

Losses Incurred Includes claims that have been paid and/or have amounts held in reserve for future payment What is Losses Incurred , What does mean Losses Inc... more
Farmowners Insurance Insurance Glossary

Farmowners Insurance farmowners insurance sold for personal, family or household purposes. This package policy is similar to a homeowners policy, in that it has... more
Loss Ratio the percentage Insurance Glossary

Loss Ratio the percentage of incurred losses to earned premiums. What is Loss Ratio the percentage, What does mean Loss Ratio the percentage, Insurance Guide,... more

1	Pool an association organized for the purpose
2	Medigap supplementary private health insurance
3	Standard Risk
4	Hold-Harmless Agreement
5	Unearned Premium
6	Reinsurance
7	Capital and Surplus Requirement
8	Group Annuities Immediate Variable
9	Federally Reinsured Crop
10	Credit Health Insurance
11	Contractual Liability

1	Whole Life Insurance life insurance
2	Workers' Compensation
3	Written Premium
4	Warranty coverage
5	Whole Life life insurance
6	Unpaid Losses
7	State Page
8	Swap
9	Total Liabilities
10	Underwriting
11	Substandard Risk
12	Umbrella and Excess (Personal)
13	Viatical Settlements
14	Structured Securities
15	Valued Policy