What is a subrogation claim and how do I fight it?

What is a subrogation claim and how do I fight it?, Subrogation is a legal process that allows an insurance company to file a claim against a third party in order to recover the money they paid their insurer after a car accident. Scenario: David was in an accident recently. He lost concentration and rear ended someone at a stop sign causing damage to both vehicles., Farmers And Traders Life Insurance Company, Farmers And Traders Insurance