How do I borrow money against my house? There are two ways you can borrow against your property: A home equity loan lets you borrow a lump sum and pay it back over a fixed term at a fixed interest rate (like a mortgage or car loan). A HELOC works more like a credit card.
Is it better to use a mortgage broker or lender? Mortgage Guide While using a mortgage broker seems like it would save you money because they have access to man... more