How do I borrow money against my house? There are two ways you can borrow against your property: A home equity loan lets you borrow a lump sum and pay it back over a fixed term at a fixed interest rate (like a mortgage or car loan). A HELOC works more like a credit card.
Do you need a mortgage broker to buy a house? Mortgage Guide When to use a bank instead of a mortgage broker - While a mortgage broker can be a great resource w... more