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Is it better to use a mortgage broker or lender?

While using a mortgage broker seems like it would save you money because they have access to many lenders and programs. Brokers are paid commissions by the mortgage company, some lenders pay more than others. ... When working with a Bank, that loan officer only have access to their own mortgage programs and mortgage rates.

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1	Can I get a mortgage if I own my house outright?
2	Do I own the house if my name is on the deed?
3	How do you find out if deceased had a will?
4	Do bank accounts go through probate?
5	Who pays a mortgage broker?
6	Can a personal loan be used to buy a house?
7	Are mortgage ARMs a good idea?
8	How much does a mortgage broker make per loan?
9	Which is better mortgage or home loan?
10	Is paying off a mortgage a good idea?
11	Can you borrow money for closing costs?