What if I can't afford closing costs? If you can't get the seller to pay your closing costs, ask your lender to include all or a portion of the closing costs in your loan. ... For example, if the seller can only pay a small percentage of your closing costs, your mortgage lender can roll some of the remaining fees into your mortgage.
Who holds the deed when you have a mortgage? Mortgage Guide A mortgage grants ownership of your home to the lender which will transfer the title back to you aft... more