How can I get money for a downpayment? 9 unconventional (but practical) ways to save money for a down payment - -Pay off your credit card balances in full. ... -Take advantage of special programs. ... -Borrow from your retirement accounts. ... -Use gift funds. ... -Get a second job. ... -Cash in your savings bonds. ... -Melt down your gold jewelry.
Is a 10 1 arm a good idea? Mortgage Guide Hybrid mortgages often offer lower initial interest rate than fixed loans but higher interest rates than standard ARMs... more