Who holds the deed when you have a mortgage? A mortgage grants ownership of your home to the lender which will transfer the title back to you after the loan is paid. A deed of trust conveys the title to a third-party trustee acting on behalf of the mortgage company which will then place a mortgage lien against your home.
How much does it cost to get a property deed? Mortgage Guide Online legal document centers, such as LegalZoom, offer deed transfer services for around $250, plu... more