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Can I get a mortgage if I own my house outright?

Can I remortgage if I own my house outright? ... With no outstanding mortgage, you own 100% of the equity in your house. The mortgage deals available to you will depend on how much you want to borrow as a percentage of the current value of your property, which is known as the loan to value ratio (LTV).

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1	Why is adjustable rate mortgage a bad idea?
2	What debts are forgiven at death?
3	Should I refinance into an ARM?
4	What if I can't afford closing costs?
5	Who holds the title to my house?
6	How does paying off your mortgage affect your taxes?
7	Do mortgage brokers assume risk?
8	Will a Heloc lower my credit score?
9	What are the disadvantages of home equity loans?
10	Is it a good idea to take equity out of your house?
11	Do mortgage brokers make good money?