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Updated date: Tuesday, July 8, 2025 - 19:43

Can I get a mortgage if I own my house outright?

Can I remortgage if I own my house outright? ... With no outstanding mortgage, you own 100% of the equity in your house. The mortgage deals available to you will depend on how much you want to borrow as a percentage of the current value of your property, which is known as the loan to value ratio (LTV).

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1	Can I borrow money for a deposit on a house?
2	Can you buy a house with no closing costs?
3	What is a mortgage broker salary?
4	Do you need an appraisal for a home equity line of credit?
5	Are wills public record?
6	What is today's mortgage rate?
7	Why is an arm a bad idea?
8	Is a 5'1 arm a good idea?
9	Can a personal loan be used to buy a house?
10	Do mortgage brokers make good money?
11	How does paying off your mortgage affect your taxes?