Can a person's name be on a deed without being on the mortgage?

Updated date: Tuesday, July 8, 2025 - 19:43
Can a person's name be on a deed without being on the mortgage?

Mortgage Guide

It is possible to be named on the title deed of a home without being on the mortgage. However, doing so assumes risks of ownership because the title is not free and clear of liens and possible other encumbrances. Free and clear means that no one else has rights to the title above the owner.

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