Can you pay off a Heloc early?

Updated date: Tuesday, July 8, 2025 - 19:43
Can you pay off a Heloc early?

Mortgage Guide

At any time, you can pay off any remaining balance owed against your HELOC. Most HELOCs have a set term—when the term is up, you must pay off any remaining balance. ... If you pay off your HELOC early and don't want to pay the annual fees, closing the line of credit can be a good idea.

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