Mortgage

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1 Who is entitled to see a copy of a will?
Who is entitled to see a copy of a will? Mortgage Guide Who Is Entitled to a Copy of the Will? Anyone who is an immediate family member of the deceased, whether...
2 Who has the title deeds to my property?
Who has the title deeds to my property? Mortgage Guide The deeds will only be returned to the owner once the mortgage on the property has been fully paid althou...
3 What debts are forgiven at death?
What debts are forgiven at death? Mortgage Guide Your estate is everything you owned at the time of your death. The process of paying your bills and distributin...
4 Will destroyed Mortgage?
Will destroyed Mortgage? Mortgage Guide A will does not take effect until death and generally speaking, can be changed or revoked at any time. A will can be rev...
5 Are wills public record?
Are wills public record? Mortgage Guide Although wills are often intensely personal by design, they become public record at some point after the testator -- the...
6 Can you sell a house without the deeds?
Can you sell a house without the deeds? Mortgage Guide A: No, as the grant of probate doesn't prove that your mother owned the property. ... If the property is...
7 Do bank accounts freeze when someone dies?
Do bank accounts freeze when someone dies? Mortgage Guide A bank will freeze a deceased customer's individual accounts when notified of the death. This includes...
8 How do you find out if deceased had a will?
How do you find out if deceased had a will? Mortgage Guide The last will and testament should be recorded in the probate court records of the county in which th...
9 How do you find out if a will exists?
How do you find out if a will exists? Mortgage Guide How to Find Out if a Will Exists. The first thing to do is to find out if a will has gone through probate....
10 Are deeds public record?
Are deeds public record? Mortgage Guide Visit Your County Recorder's Office - Quitclaim deeds are part of public record. This means anyone who wants a copy can...
11 What happens to a bank account when someone dies?
What happens to a bank account when someone dies? Mortgage Guide The money is not part of your probate estate (assets that can't be transferred without the prob...
12 Can I ask the executor for a copy of the will?
Can I ask the executor for a copy of the will? Mortgage Guide There is no specific legal requirement for an Executor to disclose a Will or its terms to anyone w...
13 What happens if a will Cannot be found?
What happens if a will Cannot be found? Mortgage Guide The short answer is yes, you may be able to probate a copy of the will but it depends who had it last and...
14 How much does it cost to get a property deed?
How much does it cost to get a property deed? Mortgage Guide Online legal document centers, such as LegalZoom, offer deed transfer services for around $250, plu...
15 What happens to someone's bank account when they die?
What happens to someone's bank account when they die? Mortgage Guide If someone has a named beneficiary on their account, that person will be able to withdraw m...
16 Can a person's name be on a deed without being on the mortgage?
Can a person's name be on a deed without being on the mortgage? Mortgage Guide It is possible to be named on the title deed of a home without being on the mortg...
17 What happens to joint account when someone dies?
What happens to joint account when someone dies? Mortgage Guide If one of the account holders dies, the survivor can take over full ownership of the account sim...
18 What happens if you only have a copy of the will?
What happens if you only have a copy of the will? Mortgage Guide If the original will has been lost but a true copy of the original is in existence, this copy c...
19 Can you look up a will online?
Can you look up a will online? Mortgage Guide The best way to view the will is to get the probate court file number. ... You may be also able to access the file...
20 Do bank accounts go through probate?
Do bank accounts go through probate? Mortgage Guide Jointly owned assets that transfer to the surviving owner do not go through probate. (This kind of joint own...
21 Who holds the title to my house?
Who holds the title to my house? Mortgage Guide Deeds and Titles - Property deeds are public record and available from the recorder's office or property records...
22 Can you withdraw money from a deceased person's account?
Can you withdraw money from a deceased person's account? Mortgage Guide Remember, it is illegal to withdraw money from an open account of someone who has died (...
23 Should old wills be destroyed?
Should old wills be destroyed? Mortgage Guide Destroy your old will. Many attorney-drafted wills state that all previous wills are revoked. ... You can tear it...
24 How does paying off your mortgage affect your taxes?
How does paying off your mortgage affect your taxes? Mortgage Guide The IRS allows you to deduct all the interest you pay on up to $1 million of home mortgage d...
25 Is it better to get a loan or add to mortgage?
Is it better to get a loan or add to mortgage? Mortgage Guide The additional loan would be linked to your property, which you could lose if you weren't able to...
26 Is Heloc a good idea?
Is Heloc a good idea? Mortgage Guide If you're paying high rates on a number of large credit card balances or other loans, you can significantly reduce your mon...
27 How can I get money for a downpayment?
How can I get money for a downpayment? Mortgage Guide 9 unconventional (but practical) ways to save money for a down payment - -Pay off your credit card balance...
28 What are the disadvantages of a home equity line of credit?
What are the disadvantages of a home equity line of credit? Mortgage Guide A home equity line of credit does have some disadvantages. For one, the interest rate...
29 Is paying off a mortgage a good idea?
Is paying off a mortgage a good idea? Mortgage Guide Reasons Not to Pay Off Your Mortgage Early - While paying off your mortgage loan early is usually a good i...
30 Does a deed mean you own the house?
Does a deed mean you own the house? Mortgage Guide The title refers to the legal right to access a property and transfer its ownership interest to another party...
31 What is the cheapest way to borrow money?
What is the cheapest way to borrow money? Mortgage Guide One of the cheapest ways to borrow money is to do it on a 0% purchases credit card. Credit card limits...
32 Are cash out refinances a good idea?
Are cash out refinances a good idea? Mortgage Guide A cash-out refinance can make sense if you can get a good interest rate on the new loan and have a good use...
33 Do you own your house if you have a mortgage?
Do you own your house if you have a mortgage? Mortgage Guide Simply put, yes, you do own your home but your mortgage lender does have interest in the property b...
34 How can I buy a house with no money?
How can I buy a house with no money? Mortgage Guide Probably the easiest way to purchase a property with no money down is by borrowing the down payment. Either...
35 What credit score do you need for Heloc?
What credit score do you need for Heloc? Mortgage Guide Requirements for borrowing against home equity vary by lender, but these standards are typical: Equity i...
36 Can I take out a personal loan for closing costs?
Can I take out a personal loan for closing costs? Mortgage Guide It is possible that you could obtain a personal loan to pay for mortgage closing costs; however...
37 Are home equity loans a bad idea?
Are home equity loans a bad idea? Mortgage Guide Understanding when is a home equity loan a good idea - A home equity loan is a secured loan. ... This means tha...
38 Is it worth paying off your mortgage early?
Is it worth paying off your mortgage early? Mortgage Guide By paying off your mortgage early, you'll save on the additional interest expense that would have bee...
39 When you pay off your mortgage do you get a deed?
When you pay off your mortgage do you get a deed? Mortgage Guide Once you pay off your loan, the release of lien tells the world your property is no longer encu...
40 Can I put closing costs in my mortgage?
Can I put closing costs in my mortgage? Mortgage Guide FHA: The only way to not pay your closing costs out of pocket would be to include a seller credit as a co...
41 How do I borrow money against my house?
How do I borrow money against my house? Mortgage Guide There are two ways you can borrow against your property: A home equity loan lets you borrow a lump sum an...
42 Is a home equity loan better than a mortgage?
Is a home equity loan better than a mortgage? Mortgage Guide The difference between a home equity loan and a traditional mortgage is that you take out a home eq...
43 Is it better to buy a house with cash or mortgage?
Is it better to buy a house with cash or mortgage? Mortgage Guide Still, there are some advantages to buying a home with cash as opposed to taking out a mortgag...
44 Is a personal loan cheaper than a mortgage?
Is a personal loan cheaper than a mortgage? Mortgage Guide While it is striking that unsecured personal loans can be cheaper than mortgages, which offer securit...
45 Do you need an appraisal for a home equity line of credit?
Do you need an appraisal for a home equity line of credit? Mortgage Guide If you take out a home equity loan or line of credit, your lender may require a new ap...
46 Should I pay off my mortgage or save?
Should I pay off my mortgage or save? Mortgage Guide The simple rule of thumb is: If you can get a higher rate on your savings than you pay on your mortgage, sa...
47 Can I borrow money for a downpayment on a house?
Can I borrow money for a downpayment on a house? Mortgage Guide On the down payment front, VA loans are even better than FHA loans – they require no money down,...
48 Is it better to get a home equity loan or line of credit?
Is it better to get a home equity loan or line of credit? Mortgage Guide However, a home equity loan gives borrowers a fixed amount of money in one lump sum ins...
49 What is the difference between a title and a deed?
What is the difference between a title and a deed? Mortgage Guide Title is the legal way of saying you own a right to something. ... Deeds, on the other hand, a...
50 What if I can't afford closing costs?
What if I can't afford closing costs? Mortgage Guide If you can't get the seller to pay your closing costs, ask your lender to include all or a portion of the c...
51 How much can I borrow from my house?
How much can I borrow from my house? Mortgage Guide If your lender advances up to 80 percent of the value of your home and the house is worth $300,000, your max...

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